Loans

Our loan officers have assisted individuals and businesses during the good and bad times. Our experienced lenders can assist you in navigating successfully through the loan process. We look forward to helping you with your financial needs.

Home Loans

We offer a full array of mortgage options and products. Our online application process is secure and convenient. With all of our customers, we pride ourselves on exceptional customer service and quality mortgage products to deliver the best home financing options for each of our customers' needs. As a locally owned and operated bank, we seek to enrich lives and build strong communities around us. We look forward to helping you find and finance the perfect home!

You can reach our Mortgage Team at 601-857-8044 or start a secure online application. 



Lines of Credit

We are pleased to offer both personal and commercial Lines of Credit, a recurring source of loan proceeds available when you need immediate access to funds. Flexible repayment terms are available and, as always, you can expect the best in prompt, friendly loan service when establishing your Line of Credit.

Overdraft Protection Line of Credit

An Optional Overdraft Protection Line of Credit can be tied to a checking account to cover items that would be returned NSF or Paid into Overdraft.

Personal Loans

Whether you are interested in remodeling your home, planning a great family vacation, purchasing a boat...or have other loan needs Merchants & Planters Bank's loan professionals stand ready to tailor the right loan to meet your unique financial needs, with flexible terms to suit your budget.

  • Vacation Loans
  • Boat Loans
  • RV Loans
  • Unsecured Personal Loans

Land Loans

Merchants & Planters Bank will make loans up to 15 years for the purpose of purchasing a tract of land. Loans for the purpose of refinancing property already purchased are also available.

Business Loans

If you own a business, you know the value of having the right resources available to meet your needs. At Merchants & Planters Bank, we offer direct Commercial Loans to businesses large and small, as well as lines of credit for seasonal or unique financing needs.

  • Direct Commercial Loans
  • Small Business Administration Loans
  • Business Lines of Credit
  • Commercial Real Estate Loans
  • Commercial Construction Loans
  • Working Capital/Inventory Loans
  • Agricultural Loans and more

Car Loans

Considering buying a new or used car or truck? If so, talk with a loan professional from Merchants & Planters Bank. Not only will you find attractive rates and flexible terms, but also a prompt response and local management of your loan. That's important when you have questions or concerns during the term of the loan.

Construction Loans

Merchants & Planters Bank will make construction loans to individuals who contract with a builder for the purpose of building a home. Loans may also be made to individuals who act as their own contractor.

To apply for a loan click here!

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