CD/IRA

Certificates of Deposit

Our Certificates of Deposit are available with maturities ranging from 7 days to multi-year at fixed rates of interest.

  • $1,000 minimum deposit and balance required
  • Auto-renewal at maturity available Interest payment options
  • Penalty for early withdrawal

Deposits of $100,000 or more qualify for special terms.

Traditional IRA

  • $1,000 minimum deposit to open
  • Fixed interest rate
  • Interest compounded annually
  • Tax deferred benefits

Variable Rate 5 Year IRA

  • $1,000 minimum deposit to open
  • $100 minimum additional deposits to IRA
  • Variable interest rate based on 5 year market rates
  • Interest compounded annually
  • Tax deferred benefits 

Roth IRA

  • $1,000 minimum deposit to open
  • $100 minimum additional deposits to IRA
  • Variable interest rate based on 5 year market rates
  • Interest compounded annually
  • Variety of qualified distribution reasons
  • Can be used along with other IRAs held
  • Tax exempt benefits

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