Other Services


  • Convenient 24-hour, card that gives you immediate access to your accounts
  • Personal Identification Number (PIN) safety
  • Good wherever NYCE or Plus are accepted
  • No charge if used at Merchants & Planters Bank machines
  • $2.00 charge for withdrawals at foreign ATMs
  • $1.00 charge for balance inquiries at foreign ATMs
  • Report lost or stolen card 1-800-500-1044

MasterCard Debit Card

  • Convenient 24-hour, MasterCard Debit Card giving you immediate access to your accounts
  • Personal Identification Number (PIN) safety when used at ATM
  • Good wherever MasterCard, NYCE, or Plus are accepted
  • No charge if used at Merchants & Planters Bank machines
  • $2.00 charge for withdrawals at foreign ATMs
  • $1.00 charge for balance inquiries at foreign ATMs
  • Report lost or stolen card 1-800-500-1044

Safe Deposit Box

The NEW Merchants & Planters Bank Chip Enabled Debit Mastercard® and Business Debit Mastercard® 

​Your new card comes with a Chip on it.  As chip technology will soon become the security standard in the U.S., many merchants are beginning to accept chip cards and we want you to be ready. You'll have greater security when making purchases at a chip-enabled terminal since the chip provides better protection against counterfeit fraud. 


Traveling?  Have you made plans to use your Debit Mastercard® out of state?
Contact Customer Service at 601-857-8044 to make sure your trip goes smoothly! 


SecurLock Equip


Control your M&P Debit Card from your Phone with SecurLock Equip.  
Download SecurLock Equip from your App or Play Store.  
- Turn your Cards ON and OFF
- Control Where your Cards can be used
- Receive Instant Alerts of Card Activity


Credit Cards

At  Merchants and Planters Bank, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs.

Learn More/Apply Now   or    Access your account.


The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. and American Express. American Express is a federally registered service mark of American Express.

Online Banking

With Online Banking you can bank whenever you want to from wherever you have a computer with Internet access!

All of your account information is at your fingertips and you can view your balance, transfer funds, make loan payments and more! To sign up for Online Banking you must have at least one checking or savings account with us.

Click here to enroll in Online Banking!

Once you login, you will see the following options to choose from:

Account Summary: This page has an overview of all of your accounts with us. Click on an account number for more detail on each individual account.

Account Activity: Clicking on account activity will show the posting date, type of transaction, check number, description and amount of transaction for the most recent transactions on that account. You can download this information into MS Money or Excel.  You can get cleared check images.

Account Statements: You can download E-Statements for your accounts after choosing E-Statements as your Account Statement preference.

Transfer Funds: This option allows you to transfer funds between various checking and savings accounts that you have with us.

Loan Payment: Make a loan payment to us from your checking or savings account.

Change Password: You can change the password on your Internet Banking account. We strongly recommend your password be between 8-16 characters and incorporate both letters and numbers. Passwords are case sensitive.

Secure Messaging: Allows you to send encrypted messages to the Online Banking administrator

Mobile Banking

Must be enrolled in Online Banking for Mobile - Uses the same User Name and Password as Online Banking.

•Downloadable Applications
    –Application is obtained by end users through App Store for Apple or Android
      *Search for Merchants and Planters Bank MS and look for our Logo
    –Application resides on mobile device
    –For Phone or Tablet
    Available for iOS or Android Phones and iOS or Android Tablets

    –Funds Transfer
    –Remote Deposit Capture
    –Balance/Transaction Inquiry
    –Touch ID
    –Bill Pay
    –Location Search

•Advanced Authentication Login
  –Required Security feature for Mobile Enrollment
  –Occurs at first login to application

•Remote Deposit Capture (RDC)
  –Integrated into Mobile Banking
  –Single Check Deposit
  –Deposit History available for 30 days
  –Checks made payable to you from a US Bank are allowed
  –No foreign check deposits
  –RDC is not available for use by OLB customers when an account is tied to a portfolio (Business)
  –Account must be open 90 days before this service can be used

Acceptable Checks- We accept checks made payable to you, with a current date, drawn on a U.S. bank. We do not accept money orders, cashier’s checks, traveler’s checks, credit card advance checks or tax refund checks.

Deposit Limits- Maximum deposit dollar limit of $2,000 per day and $5,000 per month.

Memo Line on Front of Check-must have M&P Mobile Deposit and Date of Deposit written in the Memo Line area of the Front of Check.

Endorsement- Checks must be endorsed with

“For Merchants & Planters Bank Mobile Deposit Only” above your Account Type and Account number and your signature.

Example: For Merchants & Planters Bank Mobile Deposit Only
                CK 1234567
                Your Signature

Before destroying your original check, keep it in a secure location for 45 days following the successful completion of your deposit.

Availability- There is a 4:00 p.m. Central cutoff time (on Business Days we are open) for deposits made with Mobile Deposit. Deposits submitted on weekends, federal holidays, and after 4:00 p.m. Central Monday-Friday are processed the following business day. Typically, funds are made available on the next business day but longer delays may apply. We may delay availability of funds from any deposit you make through Mobile Banking at our sole discretion at any time for any reason.

Bill Pay

It's Easy. Paying your bills has never been easier. Online Bill Pay is the simple and secure way to pay all your bills. It is the most effective way to take control of your time and money. With Online Bill Pay we're always open. You can pay your bills whenever and wherever you want. Online Bill Pay is now part of Online Banking. No separate log in to get to Online Bill Pay. If you are signed up, all you do is click the Bill Pay tab in Online Banking. If you are not signed up, all you do is click the Bill Pay tab in Online Banking and go through the enrollment. It is that easy!

Check Reorder

Click here to reorder checks!


You are leaving Merchants and Planters Bank

By clicking Continue, you will be taken to a website that is not affiliated with Merchants and Planters Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Merchants and Planters Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Merchants and Planters Bank.


Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.